Mortgage Foreclosure

Howard Law represents lenders, loan servicers, hedge funds, national capital corporations, investors, and individuals in judicial mortgage-foreclosure litigation throughout Florida and non-judicial foreclosure proceedings throughout Georgia. Our team handles a full spectrum of loan types, including FHA-insured loans, VA-guaranteed loans, HECMs (reverse mortgages), Business Purpose Loans, and HELOCs, each of which requires specialized knowledge, strict compliance, and precise procedural execution.

Each attorney in our firm understands the foreclosure litigation process from beginning to end. We are equipped to perform comprehensive due diligence prior to loan acquisition, review title products and collateral documents, and manage the entire foreclosure case through resolution. While our team is highly trained in contested litigation, we also understand that the best business decision is not always to litigate.

In addition to litigating mortgage-foreclosure cases, we have successfully prepared and negotiated a wide range of loss-mitigation agreements, including:

Howard Law has experience negotiating with Condominium Associations and Homeowners Associations for all past due maintenance and fees owed to an Association.  

Fannie Mae/Freddie Mac

Fannie Mae and Freddie Mac have issued a “No objection” for the Howard Law in the State of Florida. Howard Law follows all Fannie Mae and Freddie Mac guidelines.